Do you need a Massachusetts Homebuyer Education Certificate to qualify for a loan program or an affordable housing opportunity? Are you looking to buy a home, but not sure you can afford one? We offer the approved homebuyer education workshop that is required for Mass Housing programs, the MHP One Mortgage, or the Equity Builder programs as well as other down payment assistance or affordable housing opportunities. We do not attempt to sell you any goods or services; we do not receive any commissions. The fee is $100 per household and can be paid with the Buy Now button below. To register, see contact information below.

To register, or if you have any questions about the program, please send an email to Ellie O'Leary at or call 978-992-4106. Our mailing address is PO Box 453, Amesbury MA 01913


Wednesday, March 28, 2018

April Workshops

Our April workshop in Saugus is now full, but we are taking registrations for our workshop meeting in Newburyport on Saturday & Sunday, April 21 & 22.

Tuesday, March 20, 2018

Down Payment Assistance from Mass Housing

Mass Housing loans just got even more affordable. For income eligible, qualified buyers Mass Housing now provides down payment assistance for up to 3% of the purchase price or $12,000, whichever is less.
The down payment assistance is a 15-year, fixed rate loan at 1% interest. A $10,000 down payment assistance loan would be 180 payments of $59.85 each. Any unpaid portion would be due upon sale or refinance of the property prior to the end of the 15-year term.
Home buyers accessing down payment assistance must still meet Mass Housing’s underwriting criteria, including minimum credit score and debt-to-income qualifications, and attend a homeownership education class. Eligible households can be earning $103,4000 or less in eastern Massachusetts, depending on household size.

Friday, March 16, 2018

First Time Homebuyer Workshop Next Weekend

Are you looking for a first time homebuyer workshop? We are offering one in Amesbury on March 24 & 25. It’s best to take the workshop early in the process; you don’t have to be already buying or even ready to buy. The certificate you receive is good for two years and can be renewed. The fee is $75 per household. Email for registration information.

Sunday, March 4, 2018

Amesbury First Time Homebuyer Workshop

We are now accepting registrations for our next Amesbury workshop meeting form noon to 5 p.m. in downtown Amesbury. For the information sheet and registration form, please email The fee is $75 and pre-registration is required.