Do you need a Massachusetts Homebuyer Education Certificate to qualify for a loan program or an affordable housing opportunity? Are you looking to buy a home, but not sure you can afford one? We offer the approved homebuyer education workshop that is required for Mass Housing programs, the MHP One Mortgage, or the Equity Builder programs as well as other down payment assistance or affordable housing opportunities. We do not attempt to sell you any goods or services; we do not receive any commissions. The fee is $100 per household and can be paid with the Buy Now button below. To register, see contact information below.

To register, or if you have any questions about the program, please send an email to Ellie O'Leary at or call 978-992-4106. Our mailing address is PO Box 453, Amesbury MA 01913


Monday, July 30, 2012

We have just confirmed our schedule for the remainder of 2012. We will be meeting at the Amesbury Health Center on the following dates:

August 18 & 25
September 8 & 15
October 13 & 20
November 10 & 17

Sunday, July 1, 2012

Why take a first time homebuyer course?

The first time homebuyer's workshop has two benefits:
1. the information contained in the 4 sessions. and 2. the certificate given at the end.

The information that people learn is invaluable to them because they are learning it in a "safe harbor". By becoming familiar with the process in a classroom, they can learn and make their decisions later. We have 4 sessions covering Budget & Credit, Obtaining a Mortgage, Locating a Property, and Legal Issues.  The guest speakers include our budget & credit expert, a loan officer, a Realtor, a home inspector and a lawyer. We also talk about lead paint, affordable housing and down payment assistance. The fee is $50 per household and each household gets a large workbook in a three ring binder to keep.
The second benefit is the certificate of completion given at the end. It is required for the MHP Soft Second program, MA Housing, and most affordable housing and down payment assistance programs. I have been teaching this for 8 years and everyone who takes it at the end (because they just found out they needed it to close) says they wish they had taken it earlier.