Do you need a Massachusetts Homebuyer Education Certificate to qualify for a loan program or an affordable housing opportunity? Are you looking to buy a home, but not sure you can afford one? We offer the approved homebuyer education workshop that is required for Mass Housing, Mass Housing Partnership One Mortgage, or the Equity Builder programs as well as other down payment assistance or affordable housing opportunities. We do not attempt to sell you any goods or services; we do not receive any commissions. The fee is $75 per household and can be paid with the pay now button below. To register, see contact information below.

To register, or if you have any questions about the program, please send an email to Ellie O'Leary at or call 978-992-4106. Our mailing address is PO Box 453, Amesbury MA 01913.

Monday, November 12, 2018

Saugus workshop is full

Although the workshop in Saugus is full, we still have room in the one we are offering in Newburyport on December 1 & 2. (If you like you can register for the one in Saugus, but you would be on the waiting list. If you don't get in, you will have the choice of a refund or a later workshop.) To register please send an email to for the registration form.

Sunday, October 21, 2018

Two more workshops available in 2018

We have two more workshops available in 2018 - on November 17 & 18 in Saugus and on December 1 & 2 in Newburyport. To register for either of these please send an email to Ellie O'Leary using this link. Please note: our October workshop in Saugus is full.

Saturday, October 6, 2018

Workshop in Amesbury October 13 & 14 - starting to fill

We are doing the workshop in downtown Amesbury, at the Newburyport Savings Bank, on Saturday and Sunday October 13 & 14, noon to 5 p.m. Registrations are coming in and this workshop is now just over half full. To register, email Ellie O'Leary at

Friday, September 7, 2018

Monday, August 27, 2018

September Workshops

We have three workshops coming up in September - all meeting in downtown Newburyport. They will be from noon to about 5 p.m. on September 15 & 16, September 22 & 23, and September 29 & 30. You may even be able to mix and match the dates, if necessary. to register for any one of them, please email Ellie O'Leary with this link.

Wednesday, August 8, 2018

Workshop on August 25 & 26 - in downtown Newburyport

We are receiving registrations now for our second August workshop meeting on Saturday and Sunday, August 25 & 26 from noon to 5 each day. There's room now, but please don't wait to register. These workshops often fill. Please email Ellie O'Leary to receive the information sheet and registration form.

Monday, July 30, 2018

Saugus Workshop Sold Out

The workshop scheduled for the weekend of August 4 & 5 is sold out, but we still have room in all of our remaining workshops.

Tuesday, July 10, 2018

August Workshops in Saugus and Newburyport

We have two workshops coming up in August - both meeting on Saturday & Sunday, from noon to 5 pm. On August 4 & 5 we'll be in Saugus meeting at a branch of North Shore Bank. Then, on August 25 & 26, we'll have a workshop in Newburyport. For more information, email Ellie O'Leary at

Friday, June 1, 2018

June Workshops

Our workshop this weekend, June 2 & 3, is nearly full but we have another one on June 23 & 24 and there is plenty of room in that one. To get the registration form email

Saturday, May 12, 2018

Amesbury Workshop

We still have room in our next workshop meeting in Amesbury on May 19 & 20 at the Community Room of the Newburyport Bank. Email Ellie O'Leary for the information sheet and registration form. Fee is $75 per household.

Thursday, May 3, 2018

Schedule Change

We have had a schedule change. Our second workshop in June is now being held on June 23 & 24 in Newburyport. This is one week later than originally scheduled.

Wednesday, March 28, 2018

April Workshops

Our April workshop in Saugus is now full, but we are taking registrations for our workshop meeting in Newburyport on Saturday & Sunday, April 21 & 22.

Tuesday, March 20, 2018

Down Payment Assistance from Mass Housing

Mass Housing loans just got even more affordable. For income eligible, qualified buyers Mass Housing now provides down payment assistance for up to 3% of the purchase price or $12,000, whichever is less.
The down payment assistance is a 15-year, fixed rate loan at 1% interest. A $10,000 down payment assistance loan would be 180 payments of $59.85 each. Any unpaid portion would be due upon sale or refinance of the property prior to the end of the 15-year term.
Home buyers accessing down payment assistance must still meet Mass Housing’s underwriting criteria, including minimum credit score and debt-to-income qualifications, and attend a homeownership education class. Eligible households can be earning $103,4000 or less in eastern Massachusetts, depending on household size.

Friday, March 16, 2018

First Time Homebuyer Workshop Next Weekend

Are you looking for a first time homebuyer workshop? We are offering one in Amesbury on March 24 & 25. It’s best to take the workshop early in the process; you don’t have to be already buying or even ready to buy. The certificate you receive is good for two years and can be renewed. The fee is $75 per household. Email for registration information.

Sunday, March 4, 2018

Amesbury First Time Homebuyer Workshop

We are now accepting registrations for our next Amesbury workshop meeting form noon to 5 p.m. in downtown Amesbury. For the information sheet and registration form, please email The fee is $75 and pre-registration is required.

Tuesday, February 6, 2018

New Schedule

We have had to adjust our schedule, in part due to the flu season. Our next workshop is now on March 10 & 11, in Newburyport.

Tuesday, January 30, 2018

February 10 & 11, 2018 in downtown Newburyport

We are now taking registrations for our next workshop, meeting in downtown Newburyport on Saturday, February 10 and Sunday, February 11 - noon to about 5 p.m. both days. To get registration materials email Ellie O'Leary.

Friday, January 19, 2018

Next Workshop

We still have room in our next workshop meeting on January 27 & 28 in downtown Newburyport. To get the information sheet and registration form please email We will be meeting from noon to 5 each day and you will get your homebuyer ed certificate at the end of the day on Sunday. Fee is $75 per household.