tag:blogger.com,1999:blog-17739596895839573832024-03-16T14:52:50.806-04:00Coastal Homebuyer EducationUnknownnoreply@blogger.comBlogger141125tag:blogger.com,1999:blog-1773959689583957383.post-17048121682978955442023-01-19T15:16:00.002-05:002023-01-19T15:16:13.902-05:00Email. Do Not Call<p> Our previous phone number (978-992-4106) is no longer in service. For new business contact Merrimack Valley Housing. <a href="https://www.mvhp.org/">Merrimack Valley Housing Partnership (mvhp.org)</a>.</p><p>The email EOLeary@CoastalHB.org will be in service at least through the end of February 2023. </p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1773959689583957383.post-20727985231633771792022-12-14T08:29:00.002-05:002022-12-14T08:29:22.272-05:00Coastal Email Back Up and Running<p> Coastal is once again able to use the email EOLeary@CoastalHB.org. All's well. </p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1773959689583957383.post-18497659261841300022022-12-12T18:26:00.002-05:002022-12-12T18:26:22.387-05:00Email problems<p> My regular email is not receiving messages. If you email, but do not hear from me, I probably did not get your message. Try using EllieOLeary@gmail.com. </p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1773959689583957383.post-45965302947846861262022-12-11T18:49:00.001-05:002022-12-11T18:49:15.026-05:00Merrimack Valley Housing Partnership <p>Coastal Homebuyer Education is not planning any in-person workshops. We recommend you contact Merrimack Valley Housing Partnership at <a href="https://www.mvhp.org/">Merrimack Valley Housing Partnership (mvhp.org)</a>. </p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1773959689583957383.post-77335268758747118982022-12-09T17:46:00.004-05:002022-12-09T17:46:52.809-05:00December workshop is full<p> Our December workshop, meeting this weekend, is full. If you need a certificate, you can do Framework, the online option. Here is the link: <a href="https://coastalhomebuyer.frameworkhomeownership.org/">Framework Homeownership | Home</a>. </p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1773959689583957383.post-35283784332609118322022-11-29T09:33:00.000-05:002022-11-29T09:33:18.183-05:00Mass Dreams is Still Available - Through MHP - Massachusetts Housing Partnership<p> </p><p class="MsoNormal"><i><span style="font-family: Georgia, serif;"><span style="font-size: 12pt;">With
the recent announcement that MassHousing will be suspending its MassDREAMS
grant program as of November 30</span></span><sup style="font-family: Georgia, serif; font-size: 12pt;">th</sup><span style="font-family: Georgia, serif;"><span style="font-size: 12pt;">, we want to make </span>clear that<span style="font-size: 12pt;"> </span></span><b style="font-family: Georgia, serif; font-size: 12pt;"><u>MassDREAMS is still available through MHP when paired with a
ONE Mortgage.</u></b><span style="font-family: Georgia, serif;"><span style="font-size: 12pt;"> </span></span></i><o:p></o:p></p>
<p class="MsoNormal"><i><span style="font-family: "Georgia",serif; font-size: 12.0pt;">MassHousing
and MHP have taken two very different approaches to the MassDREAMS
program. MHP realizes that MassDREAMS is a truly valuable and
unprecedented resource and has always intended to operate a program that
provides assistance to households in need. We’ve created an
infrastructure to ensure that prospective and eligible first-time homebuyers
have a fair and equal opportunity to access the program. Therefore, <b>we
anticipate MHP’s MassDREAMS program lasting well into 2023</b>.</span></i></p><p class="MsoNormal"><o:p></o:p></p>
<p class="MsoNormal"><i><span style="font-family: "Georgia",serif; font-size: 12.0pt;">MHP’s website
contains information about the program including a list of participating
lenders - <a href="https://www.mhp.net/one-mortgage/massdreams" target="_blank">https://www.mhp.net/one-mortgage/massdreams</a></span></i></p><p class="MsoNormal"><o:p></o:p></p>
<p class="MsoNormal"><i><span style="font-family: "Georgia",serif; font-size: 12.0pt;"> </span></i><o:p></o:p></p>
<br />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1773959689583957383.post-78413876453321554162022-11-18T16:57:00.004-05:002022-11-18T16:57:53.352-05:00Our next workshop is December 10 & 11, 2022<p>Registration for our November workshop is now closed. We are not registering for our next workshop, meeting in Newburyport on December 10 & 11, 2022. To register send an email to EOLeary@CoastalHB.org for the registration form and additional information including the address. </p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1773959689583957383.post-53804540579800167332022-11-16T14:15:00.002-05:002022-11-16T14:15:34.146-05:00Registration closing<p>Registration for our next workshop, scheduled for this weekend November 19 & 20, is closing at 5 p.m. on November 18th. We are already near capacity. Payments received after 5 pm will be credited to our December workshop meeting on December 10 & 11 or refunded. </p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1773959689583957383.post-18966729981247102982022-10-24T15:58:00.002-04:002022-10-24T15:58:23.310-04:00November 19 & 20 - Our next workshop<p>North Shore Bank will be presenting the mortgage portion of our next workshop. We'll meet in Newburyport on Saturday and Sunday November 19 &20 from 10 am to 3 pm each day. To register email EOLeary@CoastalHB.org. </p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1773959689583957383.post-48004143847464134172022-09-29T12:27:00.006-04:002022-09-29T12:27:42.410-04:00New Website for Homebuyers - My Mass Home<p class="MsoNormal"><span style="color: #3c4144; font-family: "Georgia",serif; font-size: 12.0pt;">This new website was built in partnership with MassHousing, Massachusetts Housing Partnership,
and the Massachusetts Rehabilitation Commission. It contains information
about:</span><o:p></o:p></p><p class="gmail-msolistparagraph" style="margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;"><span style="color: #3c4144; font-family: Symbol; font-size: 10.0pt;">·</span><span style="color: #3c4144; font-family: "Times New Roman",serif; font-size: 7.0pt;"> </span><span style="color: #3c4144; font-family: "Georgia",serif; font-size: 12.0pt;">Down payment
assistance programs across the state</span><o:p></o:p></p><p class="gmail-msolistparagraph" style="line-height: 18.0pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;"><span style="color: #3c4144; font-family: Symbol; font-size: 10.0pt;">·</span><span style="color: #3c4144; font-family: "Times New Roman",serif; font-size: 7.0pt;">
</span><span style="color: #3c4144; font-family: "Georgia",serif; font-size: 12.0pt;">State-sponsored
mortgage products from MassHousing and MHP</span></p><p class="gmail-msolistparagraph" style="line-height: 18.0pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;"><span style="color: #3c4144; font-family: Symbol; font-size: 10pt;">·</span><span style="color: #3c4144; font-family: "Times New Roman", serif; font-size: 7pt;">
</span><span style="color: #3c4144; font-family: Georgia, serif; font-size: 12pt;">Affordable
homeownership opportunities and how to apply for them</span></p><p class="gmail-msolistparagraph" style="line-height: 18.0pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;"><o:p></o:p></p><p>Here is the link: <a href="https://www.mymasshome.org/"> My Mass Home</a>. </p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1773959689583957383.post-48620454283644185912022-09-26T15:37:00.006-04:002022-09-27T12:39:41.765-04:00Thank you to the Institution for Savings<p> Thank you to the Institution for Savings for their grant to Coastal Homebuyer Education for their continued support of first-time homebuyer education. </p><p class="MsoNormal" style="mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><br /></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1773959689583957383.post-53667115989538312772022-05-14T08:32:00.001-04:002022-05-14T08:32:12.366-04:00Our Next Workshop - June 25 & 26<p>Our next workshop will meet on June 25 & 26 at 10 a.m. to 3 p.m. in downtown Newburyport. To register email EOLeary@CoastalHB,org. </p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1773959689583957383.post-85126680985637084402022-04-12T18:38:00.001-04:002022-04-12T18:38:44.751-04:00April Workshop<p> After a successful workshop in March, our in-person workshops are up and running again. Our next workshop, meeting in downtown Newburyport, is already half full. We will meet on April 23 and 24 from 10 am to 3 pm. For more details or to register, email EOLeary@CoastalHB.org. </p>Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-1773959689583957383.post-4419388926377645652022-03-09T08:23:00.003-05:002022-03-09T08:23:55.960-05:00In-Person Workshops Return<p>We have returned to our two-option format. Our next in-person workshop will meet in downtown Newburyport on March 19 & 20, 2022 from 10 am to 3 pm. We also have the Framework online option, a series of modules that you do in your own time followed by a one-on-one consultation conducted by phone. To register for either, please send an email to EOLeary@CoastalHB.org. </p>Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-1773959689583957383.post-46876145148230629992022-01-24T09:44:00.002-05:002022-01-24T09:44:32.908-05:00Our In-Person Workshops <p>We are again scheduling our in-person workshops. The proposed dates are listed under "Proposed Workshop Schedule - 2022". Please check in by emailing EOLeary@CoastalHB.org to check availability, times, and meeting places. </p>Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-1773959689583957383.post-1102825524180922032021-08-22T14:39:00.003-04:002021-08-22T14:39:26.679-04:00Workshop Cancelation<p> We are canceling the workshop scheduled for August 28 &
29, 2021 due to low enrollment and increased Covid concerns. We are offering
you a few options.</p><p class="MsoNormal"><o:p></o:p></p>
<ol start="1" style="margin-top: 0in;" type="1">
<li class="MsoListParagraphCxSpFirst" style="margin-left: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1;">Register instead for one of our upcoming dates.
September 25 & 26, October 23 & 24, November 20 & 21, or
December 11 & 12. Of course, these plans are all pending on the same
factors we are dealing with now. I wish I had better news.<o:p></o:p></li>
<li class="MsoListParagraphCxSpLast" style="margin-left: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1;">Do the Framework program online through us. You
would still pay $100 to get your certificate - $75 to Framework for the
program itself and $25 to Coastal for a one-on-one consultation conducted
by phone. You would then sign up for Framework, pay them $75, and we would
bill you $25 for the consultation. Framework is a set of 7 modules that
you do in your own time. You do not have to attend something like a Zoom
meeting. You can register using the link below. <o:p></o:p></li>
</ol>
<span style="font-family: "Calibri",sans-serif; font-size: 11.0pt; line-height: 106%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"><a href="https://coastalhomebuyer.frameworkhomeownership.org/">Home - Framework
Homeownership</a></span>Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-1773959689583957383.post-90038290896588940132021-07-06T19:49:00.001-04:002021-07-06T19:53:47.941-04:00Two Options --- In-Person and Online<p class="MsoNormal"> We have two ways buyers can get a first-time homebuyer
certificate - either by taking our in-person first-time homebuyer workshop
($100 per household) meeting in Newburyport or by taking the Framework online
course ($75 per household) followed by a one-on-one consultation ($25) conducted by phone. </p>
<p class="MsoNormal">Buyers completing the in-person workshops get the CHAPA
certificate, which is good for Mass Housing, the MHP One Mortgage, and other
more local programs offered by local lenders. The workshops meet from noon to about 5 pm on Saturday and
Sunday in downtown Newburyport. The address and parking arrangements are given
to all registered households. We are not able to accommodate walk-ins. </p>
<p class="MsoNormal">Buyers doing the Framework program go through a set of seven
modules, in their own time, answering a set of questions at the end of each
module. Some people complete the program in a day or two, others may take longer
depending on how often they log on. Once they have completed all the modules, we schedule a phone call in which they get to ask any questions they may still have. Those who complete the Framework program get
the nationally recognized HUD certificate. </p>
<p class="MsoNormal">Occasionally a buyer takes the in-person workshop but later
gets into a mortgage program that requires a HUD certificate. They can then
take the Framework program, but I will waive the consultation.</p>
<p class="MsoNormal">When people ask me which first time homebuyer program is
better, it’s difficult to say because each has its own advantages. The in-person
workshop includes guest speakers who actually work in their field, their area
of the whole real estate process. Participants get to ask questions of a home
inspector, a lawyer, a realtor, or a mortgage originator. I explain it as a
safe harbor. You can ask questions without having to make decisions. This may
be better for people just starting out, who are just learning about the whole
idea of buying their first home. </p>
<p class="MsoNormal">The Framework program, though, can be done quickly without
having to wait for our next scheduled workshop. Occasionally I hear from people
who are closing on their home very soon but now realize they need a
certificate. They may need it within a week or just a few days. The Framework
program is for them, especially if we just finished a workshop and won’t have
another one that month. </p>
<p class="MsoNormal">The best time to take a first time homebuyer workshop is as
early in the process as possible. People who take it at the end have
consistently told me over the years that they wish they had taken it sooner. </p>
<p class="MsoNormal">So now we have two options. In-person and online. If you
have any questions, please email me at <a href="mailto:EOLeary@CoastalHB.org">EOLeary@CoastalHB.org</a>.
Our schedule is listed on our blog and each workshop is listed on the CHAPA
site. </p>
<p class="MsoNormal">Ellie O’Leary, Executive Director, Coastal Homebuyer
Education Inc. </p>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-1773959689583957383.post-68828238871156490592021-06-15T17:37:00.000-04:002021-06-15T17:37:32.340-04:00Our Workshops Are Coming Back - August 28 & 29<p>We are starting in person workshops again as of the last weekend in August, meeting in downtown Newburyport - the complete address and other details will be sent to everyone registered. The fee is $75 per household and preregistration is required. To register and receive further details email Ellie O'Leary at EOLeary@CoastalHB.org. <br /></p>Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-1773959689583957383.post-91841744068800592062021-05-26T21:24:00.001-04:002021-05-26T21:24:56.464-04:00Workshops are Returning<p> We are gearing up to offer in person workshops again this summer. We are still working out the details, but things are looking good. Meanwhile we can still offer a first time homebuyer certificate through the Framework Program. For more information email Ellie O'Leary at EOLeary@CoastalHB.org.<br /></p>Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-1773959689583957383.post-17798767806195633532020-06-22T10:36:00.003-04:002020-06-22T10:36:40.339-04:00Online Option<div style="color: black; font-family: Calibri,Arial,Helvetica,sans-serif; font-size: 12pt;">
Unfortunately our in person workshops are on hold indefinitely. Right
now, it looks like even starting up again in the fall may be overly
optimistic. We do have another option, though, through our connection
with Framework. You would take the online course
and then schedule a one-on-one consultation that is conducted by phone.
The fee to Framework is $75 and the fee to Coastal is $25. You register
through the link below. Once you have completed all the modules on
Framework, send me an email. I will then send
you a PayPal invoice and schedule our phone call. These phone calls are
taking about half an hour to forty five minutes depending on the
questions the participants have. Even after the consultation, you can
email again if you have further questions. <br />
</div>
<div style="color: black; font-family: Calibri,Arial,Helvetica,sans-serif; font-size: 12pt;">
<br />
</div>
<div style="color: black; font-family: Calibri,Arial,Helvetica,sans-serif; font-size: 12pt;">
Here's the link:</div>
<div style="color: black; font-family: Calibri,Arial,Helvetica,sans-serif; font-size: 12pt;">
<a data-auth="NotApplicable" href="https://coastalhomebuyer.frameworkhomeownership.org/" id="LPlnk173350" rel="noopener noreferrer" target="_blank">https://coastalhomebuyer.frameworkhomeownership.org/</a> <br />
</div>
Unknownnoreply@blogger.com29tag:blogger.com,1999:blog-1773959689583957383.post-85318335434520832222020-03-18T17:36:00.004-04:002020-03-18T17:36:51.244-04:00Framework - the online optionIf you need a first time homebuyer certificate before you can get into an in-person workshop, we have an online option with Framework. https://coastalhomebuyer.frameworkhomeownership.org/Unknownnoreply@blogger.com72tag:blogger.com,1999:blog-1773959689583957383.post-84113623467933129812020-03-13T17:08:00.002-04:002020-03-13T17:08:52.215-04:00Cancellation<div style="color: black; font-family: Calibri,Arial,Helvetica,sans-serif; font-size: 12pt;">
Our workshop scheduled for March 28 & 29, has been canceled. We were
scheduled to meet at the community room of the Institution for Savings,
but they are shutting that room down due to the covid-19 virus.</div>
Unknownnoreply@blogger.com7tag:blogger.com,1999:blog-1773959689583957383.post-8974420927671195752020-01-06T11:09:00.002-05:002020-01-06T11:09:32.391-05:00January WorkshopWe are now taking registrations for our 2020 workshops. The first of these will meet on January 25 & 26 in Newburyport. To register, email <a href="mailto:EOLeary@CoastalHB.org" target="_blank">Ellie O'Leary</a> to get the information sheet and registration form. Unknownnoreply@blogger.com82tag:blogger.com,1999:blog-1773959689583957383.post-64274696896904321172019-09-16T10:32:00.000-04:002019-09-16T10:34:51.609-04:00October workshops We are offering the first time homebuyer workshop three times in October - twice in Newburyport and once in Saugus. You can even mix and match, starting in one workshop and finishing in another, as long as the schedule for speakers aligns. Contact Ellie O'Leary at EOLeary@CoastalHB.org.<br />
October 5 & 6 and October 12 & 13 in Newburyport and October 26 & 27 in Saugus. Unknownnoreply@blogger.com7tag:blogger.com,1999:blog-1773959689583957383.post-70229371620745990012019-08-26T08:37:00.004-04:002019-08-26T08:37:38.334-04:00Next workshop is September 14 & 15We are taking registrations now for our next workshop - meeting in Newburyport on September 14 & 15. Email EOLeary@CoastalHB.org to get the information sheet and the registration form. Unknownnoreply@blogger.com7